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Guide · Updated November 1, 2026

Well Water vs City Water: Who Tests It and What Rules Apply

Short answer: city (public) water must meet EPA drinking water rules under the Safe Drinking Water Act, and the utility tests it. A private well is not covered by those rules, so testing is up to the owner.

City / public waterPrivate well
RulesEPA limits (MCLs) under the Safe Drinking Water ActNot regulated by EPA; some states require tests at sale or for new wells
Who testsThe water utility, on a set scheduleYou
Yearly reportCommunity systems send a Consumer Confidence ReportOnly your own lab results
TreatmentTreated at a plant, usually disinfectedUsually untreated unless you add treatment

What well owners should do

EPA recommends testing a private well every year for total coliform bacteria, nitrates, total dissolved solids and pH, and more often if something changes. Use EPA limits as a yardstick: compare your numbers in the results reader.

Example of a state rule

New Jersey's Private Well Testing Act requires a well test when a home with a well is sold, and landlords must test too. See why private wells aren't covered.

Sources

Questions

Is well water regulated like city water?

No. EPA's Safe Drinking Water Act rules cover public water systems, not private household wells.

How often should I test well water?

EPA recommends at least once a year for total coliform bacteria, nitrates, total dissolved solids and pH.

How do I see my city water quality?

Community water systems publish a yearly Consumer Confidence Report. Ask your utility or check its website.

Free well water checklist

15 family-friendly steps based on CDC and EPA guidance. Print it, keep it on the fridge, and know when to call a certified lab.

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